Posted Mar 29
HighTechLending dba AmericanSenior

Reverse Mortgage DE Underwriter

Irvine, CA, United States Full Time

Reverse Mortgage Underwriter

HighTechLending dba American Senior has an opportunity for an experienced Reverse Underwriter to join our team. We provide a stable, and consistent work environment, with a strong foundation, and equips our employees with the best products and systems to execute at the highest level. This is an exceptional opportunity to work in a niche industry of reverse mortgages.

* Excellent team atmosphere

For your hard work, you will be rewarded with a strong salary and benefits, including 401k, and other cool perks. We are a fast growing company with a clear business plan for success. Please submit your salary requests.

Responsibilities may include but are not limited to the following:

Must have a Direct Endorsement (DE) designation
Previous experience with reverse mortgages is preferred but not required
Underwrite residential reverse mortgage loans within scope of authority, ensuring compliance with FHA and secondary market guidelines
Review loan file documentation for adherence to loan program guidelines, including but not limited to: property appraisal report, title report, hazard insurance and disclosures
Evaluate risk and set terms for approval and modification or identify reasons for rejection
Review and determine acceptability and value support of appraisal reports, title reports, etc. and assess company risk in accordance with guidelines
Review conditions to determine if documentation clears loan stipulations
Maintains contact with outside agencies to obtain required information and/or documentation
Review loans and conditions within established service level agreements
Communicate effectively with internal staff to maintain a company’s high level of customer service
Desired skills and experience include:

Must have a Direct Endorsement (DE) designation
Residential mortgage underwriting experience required
Working knowledge of current credit and collateral guidelines
Ability to work in a fast paced environment
Accurate typing, spelling and grammar skills
Working knowledge of MS Office and familiarity with FHA Connections
Excellent written and oral communication skills
HighTechLending is an equal opportunity employer.

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